The comparison desk

Five cards.
All the trade-offs.

Choose a shortlist based on your spending. No universal “best card”, no paid ranking.

Search cardsIssuerAnnual fee before GST

5 cards

Amazon shopping

Up to 5%eligible rewards, caps apply

₹0annual fee + GST

5% Prime / 3% non-Prime on eligible Amazon purchases; 2% eligible Amazon Pay payments; 1% other eligible purchases. No earning cap.

Checked 2026-10-27

Flipkart & Myntra

Up to 7.5%eligible rewards, caps apply

₹500annual fee + GST

7.5% Myntra; 5% Flipkart and Cleartrip, each capped at ₹4,000 per statement quarter. 4% preferred merchants; 1% other eligible purchases.

Checked 2026-10-27

Dining & groceries

Up to 10%eligible rewards, caps apply

₹999annual fee + GST

10% eligible dining, food delivery, grocery, shopping and utilities combined, capped at ₹1,200/month; 1.5% other eligible retail.

Checked 2026-10-27

Swiggy regulars

Up to 10%eligible rewards, caps apply

₹1,000annual fee + GST

10% eligible Swiggy (₹1,500/cycle); 5% select online (₹1,500/cycle); 1% other eligible retail (₹1,000/cycle).

Checked 2026-10-27

Lower fee shopping

Up to 5%eligible rewards, caps apply

₹500annual fee + GST

5% eligible Swiggy and select online share ₹1,500/cycle cap; 1% other eligible retail capped at ₹1,000/cycle.

Checked 2026-10-27

Select at least two cards for a side-by-side view.

Five cards.All the trade-offs.