Axis Bank · Flipkart & Myntra

Flipkart Axis Bank

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Fees & waiver

Joining: ₹0 + applicable GST. Renewal: ₹500 + GST.

Renewal waiver: eligible annual spends > ₹3,50,000; rent and wallet excluded. Joining fee currently NIL under a limited offer; reconfirm before applying.

Rewards

7.5% Myntra; 5% Flipkart and Cleartrip, each capped at ₹4,000 per statement quarter. 4% preferred merchants; 1% other eligible purchases.

Eligibility

Resident of India, age 18–70. Income proof may be requested; no minimum income asserted here.

These are indicative criteria, not an eligibility assessment. The issuer can request documents, assess credit history and serviceability, and approve or decline at its discretion. We do not approve or process applications.

Caps, exclusions & redemption

No rewards on fuel, utilities/telecom, insurance, rent, wallet, education, government, jewellery, gift cards or EMI. Merchant IDs determine accelerated eligibility.

Statement credit; no reward redemption fee.

Calculator omits changing preferred merchants; Swiggy food is conservatively valued at base rate. Equal months are grouped into four statement quarters.

Official issuer sources

These links are direct editorial sources, not affiliate links. Issuer terms govern. Review the issuer’s latest MITC for all borrowing and transaction charges. Rewards cannot offset the cost of revolving debt reliably.